{"id":1764,"date":"2016-10-25T12:13:33","date_gmt":"2016-10-25T12:13:33","guid":{"rendered":"https:\/\/www.nationalfloodexperts.com\/?p=1764"},"modified":"2016-10-25T12:13:33","modified_gmt":"2016-10-25T12:13:33","slug":"saving-money-on-flood-insurance","status":"publish","type":"post","link":"https:\/\/themediabeast.com\/resources\/saving-money-on-flood-insurance\/","title":{"rendered":"Top 10 Tips for saving money on flood insurance"},"content":{"rendered":"

[et_pb_section admin_label=”section” transparent_background=”off” allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”on” padding_mobile=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”off” custom_width_px=”1080px” custom_width_percent=”80%” make_equal=”off” use_custom_gutter=”off” fullwidth=”off” specialty=”off” disabled=”off”][et_pb_row admin_label=”Row” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” use_custom_gutter=”off” custom_padding=”||40px|” padding_mobile=”off” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” column_padding_mobile=”on”][et_pb_column type=”4_4″][et_pb_text admin_label=”Text” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]<\/p>\n

Here are our top 10 tips by which you can save big in your flood insurance premium every year without risking your cover<\/h3>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=”row” make_fullwidth=”off” use_custom_width=”off” width_unit=”off” custom_width_px=”1080px” custom_width_percent=”80%” use_custom_gutter=”off” gutter_width=”3″ padding_mobile=”off” allow_player_pause=”off” parallax=”off” parallax_method=”on” make_equal=”off” column_padding_mobile=”on” parallax_1=”off” parallax_method_1=”on” parallax_2=”off” parallax_method_2=”on” parallax_3=”off” parallax_method_3=”on” parallax_4=”off” parallax_method_4=”on” disabled=”off”][et_pb_column type=”1_2″][et_pb_blurb admin_label=”Blurb” title=”If you don\u2019t have an elevation certificate\u2026.get one!” url_new_window=”off” use_icon=”on” font_icon=”%%202%%” icon_color=”#e04941″ use_circle=”off” circle_color=”#7EBEC5″ use_circle_border=”off” circle_border_color=”#7EBEC5″ icon_placement=”left” animation=”top” background_layout=”light” text_orientation=”left” use_icon_font_size=”off” use_border_color=”off” border_color=”#ffffff” border_style=”solid”] [\/et_pb_blurb][et_pb_blurb admin_label=”Blurb” title=”If you have an elevation certificate, get a 2nd opinion.” url_new_window=”off” use_icon=”on” font_icon=”%%202%%” icon_color=”#e04941″ use_circle=”off” circle_color=”#7EBEC5″ use_circle_border=”off” circle_border_color=”#7EBEC5″ icon_placement=”left” animation=”top” background_layout=”light” text_orientation=”left” use_icon_font_size=”off” use_border_color=”off” border_color=”#ffffff” border_style=”solid”] I have been able to save people thousands just by correcting errors on elevation certificates. \u00a0Wrong Base Flood Elevations is usually the number 1 reason. \u00a0If you can lower the BFE by 3 inches, that can save you thousands per year on your flood insurance [\/et_pb_blurb][et_pb_blurb admin_label=”Blurb” title=”Grandfathering” url_new_window=”off” use_icon=”on” font_icon=”%%202%%” icon_color=”#e04941″ use_circle=”off” circle_color=”#7EBEC5″ use_circle_border=”off” circle_border_color=”#7EBEC5″ icon_placement=”left” animation=”top” background_layout=”light” text_orientation=”left” use_icon_font_size=”off” use_border_color=”off” border_color=”#ffffff” border_style=”solid”] If the flood zone has ever changed for your property, you can get rated at the earlier flood zone rating. You have to prove a few things, but if your home was built and it was an AE 20\u2019<\/strong>, and now it\u2019s AE 22<\/strong>\u2019, instead of paying rates at 22 feet, you can pay them at 20<\/strong>, this can save a ton of money<\/strong> in certain scenarios. [\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_2″][et_pb_image admin_label=”Image” src=”https:\/\/www.nationalfloodexperts.com\/wp-content\/uploads\/2016\/03\/elevation-certificate.png” show_in_lightbox=”off” url_new_window=”off” use_overlay=”off” animation=”left” sticky=”off” align=”left” force_fullwidth=”off” always_center_on_mobile=”on” use_border_color=”off” border_color=”#ffffff” border_style=”solid” alt=”elevation certificate and flood insurance”] [\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section admin_label=”Section” fullwidth=”off” specialty=”off”][et_pb_row admin_label=”Row”][et_pb_column type=”4_4″][et_pb_cta admin_label=”Call To Action” title=”Order Your Elevation Certificate Today ” button_url=”https:\/\/www.nationalfloodexperts.com\/service\/fema-elevation-certificate\/” url_new_window=”on” button_text=”Buy Now ” use_background_color=”on” background_color=”#181f26″ background_layout=”dark” text_orientation=”center” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_button=”off” button_letter_spacing=”0″ button_use_icon=”default” button_icon_placement=”right” button_on_hover=”on” button_letter_spacing_hover=”0″] Or Call me\u00a01 888-989-8628<\/a>\u00a0if any query [\/et_pb_cta][et_pb_divider admin_label=”Divider” color=”#ffffff” show_divider=”off” height=”30″ divider_style=”solid” divider_position=”top” hide_on_mobile=”on”] [\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=”Row”][et_pb_column type=”1_2″][et_pb_image admin_label=”Image” src=”https:\/\/www.nationalfloodexperts.com\/wp-content\/uploads\/2016\/10\/floodproofing.jpg” alt=”Flood Proofing and flood venting ” show_in_lightbox=”off” url_new_window=”off” use_overlay=”off” animation=”left” sticky=”on” align=”center” force_fullwidth=”off” always_center_on_mobile=”on” use_border_color=”off” border_color=”#ffffff” border_style=”solid”] [\/et_pb_image][\/et_pb_column][et_pb_column type=”1_2″][et_pb_blurb admin_label=”Blurb” title=”Flood Venting ” url_new_window=”off” use_icon=”on” font_icon=”%%202%%” icon_color=”#e04941″ use_circle=”off” circle_color=”#7EBEC5″ use_circle_border=”off” circle_border_color=”#7EBEC5″ icon_placement=”left” animation=”top” background_layout=”light” text_orientation=”left” use_icon_font_size=”off” use_border_color=”off” border_color=”#ffffff” border_style=”solid”] Proper vents on your enclosure or garage can raise the level your structure is rated at and save you thousands! [\/et_pb_blurb][et_pb_blurb admin_label=”Blurb” title=”Flood Proofing” url_new_window=”off” use_icon=”on” font_icon=”%%202%%” icon_color=”#e04941″ use_circle=”off” circle_color=”#7EBEC5″ use_circle_border=”off” circle_border_color=”#7EBEC5″ icon_placement=”left” animation=”top” background_layout=”light” text_orientation=”left” use_icon_font_size=”off” use_border_color=”off” border_color=”#ffffff” border_style=”solid”] Flood proofing can cut your insurance premium by over 90%<\/strong> if you\u2019re structure is commercial and built below base flood elevation! [\/et_pb_blurb][et_pb_blurb admin_label=”Blurb” title=”Bring in Fill” url_new_window=”off” use_icon=”on” font_icon=”%%202%%” icon_color=”#e04941″ use_circle=”off” circle_color=”#7EBEC5″ use_circle_border=”off” circle_border_color=”#7EBEC5″ icon_placement=”left” animation=”top” background_layout=”light” text_orientation=”left” use_icon_font_size=”off” use_border_color=”off” border_color=”#ffffff” border_style=”solid”] This is a last resort solution. Sometimes it can be more cost effective to raise the entire structure to save money on insurance premiums every year. [\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section admin_label=”Section” fullwidth=”off” specialty=”off”][et_pb_row admin_label=”Row”][et_pb_column type=”4_4″][et_pb_blurb admin_label=”Blurb” title=”Flood Zone Removal” url_new_window=”on” use_icon=”on” font_icon=”%%202%%” icon_color=”#e04941″ use_circle=”off” circle_color=”#7EBEC5″ use_circle_border=”off” circle_border_color=”#7EBEC5″ icon_placement=”left” animation=”top” background_layout=”light” text_orientation=”left” use_icon_font_size=”off” use_border_color=”off” border_color=”#ffffff” border_style=”solid” url=”https:\/\/www.nationalfloodexperts.com\/service\/residential-home-flood-zone-removal\/” background_color=”#f2f2f2″ custom_padding=”20px||20px|”]<\/p>\n

This is our favorite, about 50% of all structures located in a flood zone can be zoned out! If you are currently in an A or AE zone, you could potentially have your building moved to an X zone and never required to carry flood insurance again. Or you can pay the preferred rates! Talk to a specialist to determine if this is an option!<\/p>\n

Free Flood Zone Audit<\/a> [\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=”Row” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” use_custom_gutter=”off” custom_padding=”30px|||” padding_mobile=”off” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” parallax_2=”off” parallax_method_2=”off” column_padding_mobile=”on”][et_pb_column type=”1_2″][et_pb_blurb admin_label=”Blurb” title=”Increase deductibles” url_new_window=”off” use_icon=”on” font_icon=”%%202%%” icon_color=”#e04941″ use_circle=”off” circle_color=”#7EBEC5″ use_circle_border=”off” circle_border_color=”#7EBEC5″ icon_placement=”left” animation=”top” background_layout=”light” text_orientation=”left” use_icon_font_size=”off” use_border_color=”off” border_color=”#ffffff” border_style=”solid”] Just like with any insurance, increasing your deductibles will lower your premium if this is a risk you would like to take. [\/et_pb_blurb][et_pb_blurb admin_label=”Blurb” title=”Private Flood” url_new_window=”off” use_icon=”on” font_icon=”%%202%%” icon_color=”#e04941″ use_circle=”off” circle_color=”#7EBEC5″ use_circle_border=”off” circle_border_color=”#7EBEC5″ icon_placement=”left” animation=”top” background_layout=”light” text_orientation=”left” use_icon_font_size=”off” use_border_color=”off” border_color=”#ffffff” border_style=”solid”] Private flood is available in most situations now and can sometimes be a huge difference in premium over NFIP. Ask your insurance agent if they offer it! [\/et_pb_blurb][et_pb_blurb admin_label=”Blurb” title=”Shop around!” url_new_window=”off” use_icon=”on” font_icon=”%%202%%” icon_color=”#e04941″ use_circle=”off” circle_color=”#7EBEC5″ use_circle_border=”off” circle_border_color=”#7EBEC5″ icon_placement=”left” animation=”top” background_layout=”light” text_orientation=”left” use_icon_font_size=”off” use_border_color=”off” border_color=”#ffffff” border_style=”solid”] Flood insurance isn\u2019t the same as other insurance, but finding a competent insurance agent can save you money on your flood insurance by utilizing the above steps and working for their client [\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_2″][et_pb_image admin_label=”Image” src=”https:\/\/www.nationalfloodexperts.com\/wp-content\/uploads\/2016\/10\/alternative.png” alt=”flood insurance alternative” show_in_lightbox=”off” url_new_window=”off” use_overlay=”off” animation=”left” sticky=”off” align=”left” force_fullwidth=”off” always_center_on_mobile=”on” use_border_color=”off” border_color=”#ffffff” border_style=”solid”] [\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

[et_pb_section admin_label=”section” transparent_background=”off” allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”on” padding_mobile=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”off” custom_width_px=”1080px” custom_width_percent=”80%” make_equal=”off” use_custom_gutter=”off” fullwidth=”off” specialty=”off” disabled=”off”][et_pb_row admin_label=”Row” make_fullwidth=”off” […]<\/p>\n","protected":false},"author":1,"featured_media":1784,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","footnotes":""},"categories":[1],"tags":[1047,1048],"class_list":["post-1764","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-flood-insurance","tag-money-saving"],"yoast_head":"\nTop 10 Tips for saving money on flood insurance - MMG Resources<\/title>\n<meta name=\"description\" content=\"By following these simple tips you can save a big amount in your flood insurance premium every year. 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