Personal Injury Lawyer .\u00a0It should go without saying that shooting someone in the eye with a paintball gun or any other weapon is a really bad idea. But for some strange reason we have this form of entertainment. To make matters worse, children are particularly inclined to engage in this activity. So what happens when someone sustains a paintball injury? Does insurance have to pay for this?<\/p>\n
Recently a judge in Delaware Superior Court decided that State Farm Insurance does not have to indemnify a policyholder in a paintball injury lawsuit. The ruling, reported by CBS News, is based on a provision in the policy that excludes coverage for expected or intended bodily harm. Let\u2019s consider.<\/p>\n
Playing Hard<\/p>\n
Chad Wilkerson and Ethan Joseph were friends. They were playing at Gumboro Community Center one day when Chad left the center to go to Walmart and buy a paintball gun. Another friend gave him a ride. When they returned from the store, Chad called his friends over to the car and aimed his gun at them. He shot Joseph in the eye.<\/p>\n
The court\u2019s decision contains testimony from the child about his intentions. Chad himself said he wanted to hit any one of the boys, not Joseph particularly, and not in the eye, in order to convince his friends to play paintball. So Chad in his own words admitted his intent was to hit one of his friends.<\/p>\n
Insurance Liability Exception: Intentional Conduct<\/p>\n
According to the court, the facts are straightforward and undisputed: Chad intended and expected to hit one of the kids. Even if he did not intend to cause injury, he knew that there could be injury from this action. Because Chad knew the paintball could hurt someone and fired anyway, causing serious injury to Ethan\u2019s eye, the judge agreed with the insurance company that this conduct fell under the liability exception in the State Farm homeowner\u2019s insurance policy held by the Wilkerson family.<\/p>\n
Dismissing the Wilkerson\u2019s family motion for summary judgment, and granting that of the insurance company, the judge wrote, \u201cI certainly agree with State Farm that this type of intentional conduct that creates a substantial probability of injury to another person is excluded from the homeowner\u2019s insurance policy that it issued to Chad\u2019s parents.\u201d<\/p>\n
Talk to a Personal Injury Lawyer<\/p>\n
If you were injured due to the negligence of another, talk to a lawyer. Tell your story. A personal injury lawyer can consult for free or a minimal fee and will be happy to assess your claim.-findlaw<\/p>\n
Since 1989, the personal injury lawyer of Clekis Law Firm have been representing injured people and their families in Charleston and throughout the Low Country. At the Clekis Law Firm our clients always come first. If you or a loved one has suffered a serious personal injury due to the negligence of another, don\u2019t be victimized twice. You need someone on your side to help you with your personal injury case and obtain the fair and reasonable compensation that you deserve. Call Clekis at 843.779.1160!<\/p>\n","protected":false},"excerpt":{"rendered":"
Personal Injury Lawyer | Paintball Injury Does Insurance Pay? Personal Injury Lawyer .\u00a0It should go without saying that shooting someone […]<\/p>\n","protected":false},"author":1,"featured_media":20170,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","footnotes":""},"categories":[118],"tags":[119],"class_list":["post-20169","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-injury-lawyer","tag-personal-injury-lawyer"],"yoast_head":"\n