I’m Buying a House. Do I Really Need An FHA Inspection if There Was Already an Appraisal?

Buying a home is typically one of the biggest purchases of your life. It only makes sense to gather as much information as possible before deciding to commit so much money and so many years of payments. An FHA home inspection from Beryl is exactly the information you need to make an informed decision about your home.

While an appraisal is required for an FHA loan, it is primarily used by the lender to estimate the potential value of the property. As the buyer, an FHA inspection gives you an accurate understanding of the condition of the home. The FHA home inspection lets you know what items need attention. An FHA home inspection from Beryl includes a reporting of:

 Structural components
 Exterior condition
 Roof condition
 Plumbing
 Electrical condition
 Heating
 Insulation & ventilation
 Air Conditioning
 Interior condition

Without the proper home inspection, any potential issues may go unnoticed until after you have already purchased the home. At that point, it would be too late and the potential problems are your issue. The FHA appraisal is much less aggressive than a proper home inspection. The appraisal is only concerned with “major” safety issues. The appraisal can be compared to reading the Cliff Notes or just a summary of a book. This will give you an overview of the story but it is unlikely that you will pass an in-depth test on it. The FHA home inspection will give you the knowledge to pass the test!

Do you really want to be caught in a situation where you have already signed the dotted line and find that you need thousands of dollars to repair the central air system? Of Course not! If you are purchasing a home via an FHA loan you need to give the specialists at Beryl Project Engineering a call today (813-616-3301).  They are the premier home inspectors in the Tampa area and are here for you.